Where business relationships slip
When a wire is the only answer, the relationship is what's exposed
For most institutions, a business client paying a vendor abroad has one option. Wires are expensive, they settle unpredictably, and the rate a client sees at entry is often not the rate they get. At some banks the payment can't even be started online — the client calls the wire desk and reads account numbers over the phone.
Business clients feel every bit of that. The ones with real international volume are already being called on by larger banks with dedicated FX desks, and losing a commercial relationship rarely starts with the payment itself. It starts with the client deciding the bigger bank simply handles this better.
PayMitto closes the gap with international payments built into your digital banking experience — transparent FX, dual approval, and delivery options beyond the wire. Your clients get a better answer than the one they have now. You keep the relationship, and you share in the revenue instead of handing the spread to a correspondent.
Partnered with:
One connection, every rail
The rails already exist. The experience is what's missing.
Reaching bank accounts, card networks, and wire has always been possible. It just took a separate connection, contract, and compliance review for each one — the build that keeps most institutions out of international payments for business clients entirely.
PayMitto gives you one integration instead, inside the digital banking platform your clients already use. What changes isn't the rail. It's what your client sees before they send, what your team has to manage afterward, and whether the payment earns anything for you.
FX upfront
Rate and total cost shown before confirmation, not discovered on a statement. The most common complaint about international payments isn't speed; it's not knowing what one actually cost until afterward.
Dual control built-in
Two approvers on every international payment, configurable by client and threshold, with the rate refreshed and shown at final approval rather than drifting silently between entry and release.
Reconciliation without spreadsheets
Invoice and vendor references travel with the payment and return in reporting, with settled rates reported against what was quoted. No month-end matching exercise to reconstruct what happened.
Revenue you share
A revenue-share model on transaction and FX margin rather than a platform fee. The spread that currently goes to a correspondent comes back to you.
No added workload
Corridor approvals, provider relationships, sanctions screening, and exception handling are managed by PayMitto. Your team oversees a program and reads a dashboard rather than working a queue of cross-border exceptions.
Reach on both sides
Many small business owners run company banking through a retail account, or hold both. An embedded capability reaches them without waiting for a commercial onboarding conversation.
Every account holder has somewhere to send.
We make sure you can get them there.
Our network reaches over 90% of the global population.
90%+
We reach over 195 countries in our global network.
195+
Cards & bank accounts
11B
Cash-out locations
290k
Currencies
160
Vast delivery options to serve your members
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Big bold call to action.
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Ready to get started?
Book a demo with our team and dive into how PayMitto's innovative solutions can transform your cross-border payment experience.